What Is an Unsecured Business Loan?
An unsecured business loan is a method of injecting cash into your business to support its growth. It can be used for pretty much anything to support your limited company including tax bills, recruitment, marketing, equipment and stock. Basically, anything you need to keep earning revenue. They differ from secured loans as they don’t require assets as security, but instead use a personal guarantee to ensure the lender will be paid back. The last thing we want is your precious items at risk.
The Benefits

Protect Assets
Your property isn’t used as security.
Why Crispcap?
Unsecured business loans are the bread and butter of our business. We’ve spent 10 years arranging thousands of loans for company directors who want to be smarter with their money. We’ve seen equipment bought, buildings refurbished, and staff hired, all because our loans have helped businesses go further. Our funding process is short but the companies we support continue to thrive.

What Can I Use Unsecured Business Loans On?
Take a look at how our customers have used unsecured business loans in the past.

VAT Bill
Rather than paying your VAT bill all at once, break it down into monthly instalments.

Marketing
Boost your visibility and win new business through paid advertising.

Wages
Keep your business moving forward with reliable funds for staff wages.

New Contracts
Get funded for your next contract to make sure you have what you need to get the job done.

Equipment
Whatever your sector, get the tools you need quickly to accelerate your progress.

Everyday Expenses
Ease the pressure of daily costs with a loan that supports your business.

Stock
Buy in bulk to reduce costs and ensure you’re always prepared.

Refurbishment
Upgrade the value of your property with a refurbishment.

What Is a Personal Guarantee?
To make matters simpler for business owners and speed up our process, our unsecured loans require a personal guarantee. This means that if your business goes under, the director(s) will be responsible for paying off the rest of the loan. That way, neither of us need to get into the nitty gritty of your personal assets (like a secured business loan), and you can get financed within 4 hours. Everyone’s a winner!
Our Process

1. Get In Touch
Confirm your requirements with us.

2. Send Your Documents
We only need basic financial info.

3. Application Approved
Access our exclusive lenders.

4. Funds Are Transferred
Money is sent to your account.
Have Questions? No Problem
What is the interest rate on a loan?
Interest rates will vary on a number of factors including term, amount, and the health of your business. The best way to find out is to get in touch and we’ll find you a competitive rate that works for you.
What documents will you need?
We’ll need your last 3 months business bank statements and your last set of full filed accounts. We can then look at the information without affecting your credit score.
Am I eligible for a business loan?
We’ve worked with thousands of businesses of various sizes, turnover, and profit margins. We’re proud to not have set eligibility criteria. Get started by filling in some basic information here and we’ll see how we can help.
Is getting funded a quick process?
For sure! After we’ve secured a deal with a lender and you’ve signed the e-sign document(s), we’ll have your funds in your bank account in 4 hours.
How does repayment work?
We’ll arrange a manageable plan for you to repay the loan. It’ll be a monthly repayment that you can spread across 3-72 months. How’s that for flexible?