Business Loan Calculator

Our business loan calculator gives you an idea of interest costs and monthly repayment terms. It’s a tool that can estimate what your repayment plan will look like.

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How Are Business Loans Calculated?

The business loan calculator offers an insight into how a loan’s term will affect monthly repayment amounts.

This loan calculator uses the average rate of our lowest-risk businesses and current fees (which are subject to change) to give loan costs. It helps you decide what finance options are manageable for you.

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Am I Eligible for a Business Loan?

You could be eligible for £1,000-£500,000 over terms up to 72 months.

We check credit ratings, turnover, homeownership, and trading length during the application process. Get in touch to check your eligibility, and we’ll give you a helping hand wherever we can.

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The Benefits

Flexible Terms

Choose from 3–72-month terms that align with your business goals.

Fixed Interest Rates

The interest on your loan won’t change, so there are no hidden surprises.

Boost Cash Flow

Get working capital for day-to-day expenses and run your operation stress-free.

High Approval Rates

Access our exclusive panel of specialist lenders. We work with businesses of all sizes and credit.

30-Second Application

Applying for a business loan should not be stressful, so our form is short and sweet.

Speedy Service

Have funds in your bank account in as little as 4 hours

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We’re Credit Friendly

The business loan calculator will not affect your credit score. You do not need a credit check in such early stages of the funding process.

Your credit may change when you’re happy with a quote from us and we need to share your information with lenders. But we’ll give you notice of this, so rest assured, your documents and credit are safe with us.

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Have Questions? No Problem

Can I Get a Business Loan with Bad Credit?

A strong credit history will strengthen your chances of approval for a business loan. However, it’s not essential to the funding process. Crispcap looks at other aspects of your business to determine your eligibility for commercial finance.

The health of your business is the most important factor, and we’ve worked with companies that have various credit ratings.

Do Business Loans Have Fixed Interest Rates?

All the business loans that Crispcap arrange have fixed interest rates.

We want our customers to have full clarity on their loan repayment plan. That means no fluctuating costs and no hidden surprises. To propel business growth, you need a scalable plan, and Crispcap exists to financially support your strategy.

What Loan Amount Can I Get?

You could be eligible for up to £500,000 in business finance. Once you’ve submitted your application, Crispcap reviews your business and funding possibilities. If we can’t raise the amount you’re looking for, we’ll get as close as we can to your target. We want to help your business reach its potential, and that means being flexible when we review your documents.

Will the Business Loan Calculator Affect My Credit Score?

The business loan calculator does not affect your credit score. After you’ve submitted your application and business documents to Crispcap, our review process does not include a credit check. We simply look at your last 3 months’ business bank statements and last set of full filed accounts to offer a free quote for a business loan.

What Is the Interest on a Business Loan?

Our business loan calculator uses the average rate of our lowest-risk businesses and current fees (which are subject to change). The APR on your loan will depend on a few other factors, including your credit rating, homeowner status, and business health. After you’ve used our calculator, we recommend that you contact us to explore your finance options in more detail.

How Do Business Loans Work?

Business Loans are an invaluable tool for businesses to grow their operation. Firstly, you receive a lump sum of money from a specialist lender. You can use it to ease cash flow, purchase stock, pay for marketing, cover tax bills, and much more.

Then, you repay the loan and interest in monthly instalments to the lender under a fixed term. Crispcap assists you by arranging the loan so you can get finance that supports your short-term and long-term goals.