How Does a Merchant Cash Advance Work?
A Merchant Cash Advance is a business loan that is repaid to the lender through your sales on card.
It’s simple – you get a lump sum of funds, and then a percentage of your future earnings is sent to the lender until the loan is paid off. It’s an effortless process for businesses that earn through card payments.
Great for…
The Benefits
How Much Does a Merchant Cash Advance Cost?
The interest rate on a Merchant Cash Advance depends on several factors, and the volume of card sales will impact your loan options.
Your credit rating, homeowner status, and trading length will all have an impact. Our lenders work on a risk basis and favour businesses that are more likely to repay under the agreed terms.
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Crispcap Is Here To Help
We’re a finance brokerage that works tirelessly to place businesses with lenders that can meet their desired loan term and amount.
In our experience, a merchant cash advance is the most accessible and manageable finance option on the market. That’s why we’re passionate about helping businesses get the funding in place.
What Can I Use a Merchant Cash Advance For?
A Merchant Cash Advance is a business financing option that can unlock huge benefits.
Stock
Bulk buy stock to get access to lower prices and a higher profit margin.
Everyday Costs
Successfully maintain the running costs of your business.
VAT Bill
Avoid fines and penalties from HMRC by paying your tax bill on time.
Marketing
Fund paid ads for your business and reach more customers.
Equipment
Get the tools you need to get the job done, whatever industry you’re in.
Wages
Retain your staff by paying them on time.
New Opportunities
Have the funding to support a higher workload.
Refurbishment
Give your business premises a fresher look to attract customers.
Have Questions? No Problem
Same Day Funding
Fast Application
Fill out our 30-second application without affecting your credit score.
Application
Fill out our 30-second application.
Decision
Our team will review your application and explore your finance options.
Funded
After you’ve agreed to the terms and amount, we can get you paid in as little as 4 hours.
Decision
Our team will review your application and explore your finance options.
Funds Transferred
After you’ve agreed to the terms and amount, we can get you paid in as little as 4 hours.
