How Do Small Business Loans Work?
A small business loan can be hugely valuable to businesses of any size. Whether you’re covering bills or marketing your services, small business loans are a fantastic way to kick-start your growth to new heights. At Crispcap we take the stress out of getting a loan by arranging it for you. After that, you’ll choose from 3-72 months to pay the outstanding bill, which will be a whole lot easier with your thriving business. We work around you.
The Benefits

Ease Cash Flow
Be rady for anything with a strong cash flow.

Is a Small Business Loan Right for Me?
Businesses can hugely benefit from a loan but it’s important to consider whether you’ll be able to keep up with the repayments. We can guide you in the right direction by peeking at your business’s last 3 months of bank statements, and your latest full filed accounts. We usually work with companies that turn over £50k or more a year, but don’t panic, this isn’t set eligibility criteria. Simply get in touch and we’ll see how we can help!
Our Process

1. Get In Touch
Confirm your requirements with us.

2. Send Your Documents
We only need basic financial info.

3. Application Approved
Access our exclusive lenders.

4. Funds Are Transferred
Money is sent to your account.

We’re Your Biggest Fan
At Crispcap we’re passionate about supporting business owners like you. We do everything in our power to secure small business loans that are flexible, fast, and on terms that help you day-to-day. We’ve seen the momentum businesses can achieve with assistance from loans, so we’re proud to make them accessible and affordable to companies that want to achieve more. It helps to have someone in your corner.
Have Questions? No Problem
What loan amount can I get?
That will depend on a few factors including your business health, turnover, and credit rating. The total amount of money we can arrange is £500k, but we suggest contacting us here to see how we can help!
Can I repay the loan early?
Yes, you can! Simply get in touch with us if you want to pay the remaining balance.
What will the interest rate be?
We can’t give an interest rate on our small business loans straightaway. It will depend on your business’s health and the terms of the loan too. Chat with us directly to learn more about interest.
What do you need from me?
To look into your loan requirement we will need to see your last 3 months of business bank statements and your last set of full filed accounts. Remember, we’ll look at these internally, so it won’t be affecting your credit score.
Do I need a good credit rating?
A good credit rating can help us get the loan arranged faster, but it’s not essential. We take a rounded approach to your business and look towards its potential as well as its past. We’re optimistic like that.
Can I repay the loan all at once?
Yes! All of our loans are some form of an unsecured business loan, so they require a personal guarantee and don’t use your assets as security. Learn more about the different between unsecured and secured loans here.