Flexible Finance at Your Fingertips
We know the importance of timing in business. Sometimes essential payments need to be made there and then without delay. Whether it’s for equipment, stock, or staff wages, we provide credit lines that give you access to money when cash flow is short. No waiting around, simply use the credit and pay it back in minimal instalments afterwards.
The Benefits
Super-Fast Funding
Have access to instant business finance.
How Does a Line Of Credit Work?
Lines of credit work to ease cash flow in your business and support essential payments. Running a day-to-day operation isn’t an easy feat, so credit lines offer a financial buffer to cover you until you’re ready to pay for what you need. With a line of credit, you get access to a sum of finance that can be borrowed and paid back monthly. How’s that for easy?
Our Process
1. Get In Touch
Confirm your requirements with us.
2. Send Your Documents
We only need basic financial info.
3. Application Approved
Access our exclusive lenders.
4. Funds Are Transferred
Money is sent to your account.
Crispcap’s Credit Lines
Crispcap has specialised in commercial finance for over 10 years and we’re consistently reactive to our customer’s needs. We know that unsecured business loans are great for a hefty injection of cash to cover big expenses. However, business owners today need a reliable source of immediate funds to manage everyday costs when they pop up out of the blue. At Crispcap, we’re thrilled to offer credit lines as another way to access flexible finance at an affordable rate.
Have Questions? No Problem
What is a line of credit?
A line of credit is a sum of finance that is arranged for you and accessible whenever you need it. You simply borrow the money you need and pay it back in monthly instalments.
Which is better, a credit line or a loan?
Our business loans are arranged based on 3 factors: the strength of your business, trading length, and your credit score. But don’t worry if you’re not sure if you’re eligible, simply get in touch and we’ll see what we can do!
What will my credit limit be?
We’ll determine your credit limit by looking at your business health, turnover, credit score, and history of borrowing finance. But don’t fear, there will be no hard searches on your credit in our initial review.
How do I get started with a line of credit?
Simply get in touch here and we can talk through your requirements. After that, you’ll need to send us your last 3 months of business bank statements and last set of full filed accounts.
Will it affect my credit score?
Our initial review will not affect your credit score. When we’ve got a deal in place with you and you’re satisfied with the amount and terms, we’ll need to do a hard search on your credit which may affect your score. However, on-time repayments can do wonders for your credit in the long run.
What can I use a line of credit for?
Any business purpose that works for you. Many of our customers use the funds for general working capital to manage bills, wages, stock, and staff wages.
